We just saw ‘YourMagicPhoto’ web app and here is ‘Montagraph’ to create more cool photo montages. Unlike YourMagicPhotos, Montagraph has limited options to play around with.
To get started, select template of your choice. You can browse them by tags listed on the left side. After you select the template, upload your face pic.
Few more clicks and your face can be seen on template resulting in cool photo montage. No installation or download is required and you can test drive this service without registration.  Checkout Montagraph
Hi
I use myalbumonline.org
more than 100 options to personalize albuns.
professional and free.